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A peril is a potential disaster while a hazard is a condition, action, or habit that increases the likelihood of that peril.
What's the difference between peril, hazard, and danger? - Quora
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PERIL
Covid-19: implications for insurer risk management and the insurability of pandemic risk
What's the difference between peril, hazard, and danger? - Quora
How do hazard and disaster differ? - Quora
SOLVED: Compare the risks of fire with war in terms of how well they meet the requirements of an insurable risk. [worth 12 points] Buildings in flood zones are difficult to insure
Perils vs. Hazards in Home Insurance
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